My sincere condolences and sympathies to the family and friends of Al. I had the privilege of being a colleague of Al for many years at Allianz-Trade NA and its predecessor American Credit Indemnity. He never failed in putting the interest of others before his own. For those who knew him, they were better as a result. He is in the hands of the Lord. He will be missed, but his legacy will never be forgotten for those he touched. Rest in peace. Joe Ketzner, Sr